Cheap and easy. These are the two main selling points of Cadsoft-produced home design software, Envisioneer Express. At only $19.95, users will be able to get their hands on a fully functional home design program that delivers a whole lot of features. Aside from its very affordable price, it also happens to be the easiest design program for residential use – according to its publisher, of course. The latest version of this program, Envisioneer Express 4.5 c2, can be downloaded directly from its site.Easy as PieAs mentioned earlier, this program’s ease of use is one of the reasons why a lot of people, both professionals and amateurs alike, are attracted to this excellently designed product. Creating 3D designs are made easier by the use of real world objects which include appliances, furnishings, stairs, windows, and walls – all of which can be dragged and dropped to the user’s scene.For the more novice users, it is also an option to start with a 2D floor plan. The program is able to automatically convert 2D plans into fully-functional 3D environments, allowing users to take a virtual tour of their new homes. Moreover, The program also provides outline and wireframe views, as well as a 3D Stereo Vision feature that can be viewed with the use of 3D glasses.Function-FilledEven more impressive is this program’s expansive database which holds a library of various everyday household objects and building materials such as fabrics, paints, wallpapers, carpets, and even bricks. This makes it even easier for users to come up with unique designs that are able to stand out. Another thing going for Envisioneer Express 4.5 c2 is that it is compatible with other home design programs, may they be from Cardsoft or otherwise.Users can utilize The program to view and review other professional designs generated by other programs such as The Home Depot 3D Home Designer, IMAGINiT Builder 3D, 3D Home Architect Series, Cardsoft Envisioneer, and others.As Cheap as They ComeWhile other home design software retail for hundreds of dollars, Envisioneer Express caters to the more budget-conscious builders that are still on the lookout for a product that will be able to satisfy their design needs. Although it may not have as much features and functions as other programs in the market, there is no doubt that Envisioneer Express is able to deliver value for money. In fact, users can even download the trial edition from the publisher’s website without any charge. This is an excellent way to gauge the performance of The program and how apt it is for one’s particular situation.
Downloadable Home Design Software – Envisioneer Express
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Rule of Four – What You Need to Know About Small Business Financing Credit Cards
Money is not everything. There are travelers’ checks, money orders, and credit cards. When you start your own business, there’s a way for you to obtain much-needed capital, too. This way is called small business financing credit card.Small business financing credit card, also known as small business starter credit cards, is a great way to keep your personal and business finances separate.Personal Credit Card Versus Small Business Financing Credit Card
In the past and even at present, lots of entrepreneurs rely on their personal credit to get their business up and running. The problem with this is that they carry the debt from their business into their personal credit cards. Ultimately, they end up hurting their personal credit scores.This is where small business financing credit cards come in. They offer higher credit limit. Additionally, they keep business and personal expense separate, thereby making it painless to track tax deductions. More importantly, you may write off your small business financing credit card’s finance charges and annual fees.Why Get a Small Business Financing Credit Card1. Build CreditA small business financing credit card is a good way to build a financial history. Your business is a start-up; it’s unknown. This makes it difficult for your business to obtain loans. A small business financing credit card will remedy this. It will provide banks with the spending footprints they need to reassure themselves you’re a responsible borrower.2. Avoid InterminglingWhen it comes to managing your expense, there’s one thing you should always do. Segregate, segregate, segregate. Do not mix business and personal transactions. This might later on create tax and money management problems.3. Prevent Shoebox AccountingIt is always a nightmare to track business expenditures. With a small business financing credit card, however, you can turn the nightmare into one you can easily snap out of. Your credit card company will provide you with a year-end statement where you can find your transactions summarized, itemized, and categorized. With such a report available, there’s no need to keep a shoebox stacked with receipts.4. Special RewardsThe credit card industry is so competitive providers fall over themselves to lure borrowers. Accordingly, a reward and discount program for small business credit card users was developed. Every time you use your small business financing credit card, you qualify for discounts and rewards, ranging from office supplies and plane tickets to phone services.How to Manage Your Small Business Financing Credit Card EffectivelyCredit cards, whether personal or corporate, will always be open to potential abuse. Effectively manage your small business financing credit card by:1. Limiting card hoppingSure, you qualify for multiple cards, but this does not mean you should sign up. You shouldn’t. This will only tempt you to overspend. It will hurt your credit rating, too.2. Steering clear of cash advancesNever use this credit card feature unless you need to bail yourself out of jail. It comes with whooping credit card fees and interest costs.3. Avoiding late paymentsThe more delinquent your payments are, the higher the fees and interest rates you would be saddled with. Moreover, late payments hurt your credit reputation.4. Using graceMany companies offer a 21-day grace period to clients before asking them to pay for purchases. Turn this to your advantage by drawing up a schedule of your purchases and payments.Use your small business financing credit card prudently. Remember, credit cards should be a financial safety net, not a trap.